oUR JOURNEY
Nicola Kay Mortgage & Protection Specialists (NKMPS) became a trading style of Just Mortgages Direct Limited in 2023. Nicola Kay has worked in financial services since 1997. Her wealth of experience as a Mortgage & Protection Adviser has been the key to her success, enabling her to build strong relationships with clients and offer tailored solutions that truly meet their needs.
Nicola has successfully attracted like-minded experts to join her team, each bringing a wealth of knowledge and a shared passion for delivering exceptional standards of service.
Our mission is to provide the highest level of advice and support to ensure that our clients feel confident and secure in their financial decisions. Whether you’re looking for Mortgage Advice or Protection Solutions, our team is here to guide you every step of the way.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
How can we help?
SAY HELLO TO THE TEAM
HOW NKMPS CAN HELP
Whether you’re a first time buyer, looking to move home, need to remortgage, or seeking a buy-to-let opportunity, we provide expert mortgage advice and innovative solutions tailored to your needs. Our Mortgage Advisers will get to know your individual circumstances, establish what your goals are, and determine what the right mortgage deal is for you.
We are also specialists in ensuring that you, your family, and your home are fully protected giving you invaluable peace of mind. As part of the mortgage process, we will review your Life Insurance needs to ensure that your mortgage will be repaid should the worst happen. As well as this, we will look to provide you with advice on Income Protection & Critical Illness Cover in the event of you being off work due to accident, injury or a serious illness.
Our Protection Specialists can provide advice on Business Protection. Some of these areas include: Relevant Life, Shareholder / Partnership Protection & Key Person Cover.
Nicola Kay Mortgage & Protection Specialists provides expert mortgage, protection and insurance advice. Nicola Kay Mortgage & Protection Specialists is a trading name of Just Mortgages Direct Limited and Nicola Kay Mortgage & Protection Specialists is the name under which we carry out these services. Nicola Kay Mortgage & Protection Specialists is not a business in its own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited. Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016. The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.
